Situation
PE-backed financial services company originating $1B+ in loans annually relied on a30+ year-old IBM AS400 platform. Critical operational and customer data remained trapped in legacy infrastructure.
Challenge
Limited reporting, fragmented operational data, and slow business insights blocked modern analytics and AI initiatives. Leadership lacked the visibility required to drive scalable growth and improve lending performance.
Solution
Cognativ designed and implemented a cloud-based data foundation on Azure that centralized loan origination and servicing data, enabling a shift from reactive reporting to data-driven operational management.
Capabilities Delivered
- Centralized Enterprise Data Lake
Unified loan origination and servicing data on Azure, replacing siloed AS400 extracts - Modern Analytics Infrastructure
Cloud-native analytics layer supporting portfolio, dealer, and borrower performance views - Operational Reporting Modernization
Accelerated reporting cycles with near real-time insights replacing batch-driven legacy reports - Scalable Cloud-Based Architecture
Azure-native foundation built to grow with origination volume and reduce legacy operational risk - AI-Ready Data Foundation
Governed, structured data layer prepared for machine learning and predictive lending initiatives