← Back to Case Studies

Financial Services

Legacy Financial Platform Modernization & Data Transformation

Legacy Migration, Azure Data Lake, Real-Time Analytics, AI-Ready Data
Share this article

A PE-backed financial services company originating $1B+ in loans annually had critical data trapped in a 30-year-old IBM AS400 platform. Cognativ designed and implemented a cloud-based data foundation on Azure that centralized loan origination and servicing data, shifting the business from reactive reporting to data-driven operational management.

Situation

PE-backed financial services company originating $1B+ in loans annually relied on a30+ year-old IBM AS400 platform. Critical operational and customer data remained trapped in legacy infrastructure.

Challenge

Limited reporting, fragmented operational data, and slow business insights blocked modern analytics and AI initiatives. Leadership lacked the visibility required to drive scalable growth and improve lending performance.

Solution

Cognativ designed and implemented a cloud-based data foundation on Azure that centralized loan origination and servicing data, enabling a shift from reactive reporting to data-driven operational management.

Capabilities Delivered

  • Centralized Enterprise Data Lake
    Unified loan origination and servicing data on Azure, replacing siloed AS400 extracts
  • Modern Analytics Infrastructure
    Cloud-native analytics layer supporting portfolio, dealer, and borrower performance views
  • Operational Reporting Modernization
    Accelerated reporting cycles with near real-time insights replacing batch-driven legacy reports
  • Scalable Cloud-Based Architecture
    Azure-native foundation built to grow with origination volume and reduce legacy operational risk
  • AI-Ready Data Foundation
    Governed, structured data layer prepared for machine learning and predictive lending initiatives

Impact

Enterprise-wide analytics platform enabling near real-time loan origination decisioning, improved dealer and borrower profitability visibility, and an AI-ready foundation that materially reduces long-term legacy operational risk.
$1B
+
Annual Loan Originations
AS to Azure
Legacy to Cloud-Native
Real-Time
Origination Decisioning
Share this article

Related Case Studies

See All Case Studies

Let’s build awesome things together!

Choose a technology partner that you can trust who has the experience and expertise to help you scale.
Get In Touch