A PE-backed fintech modernizing working capital access for construction subcontractors was held back by manual, paperwork-heavy legacy workflows that delayed funding. Cognativ delivered a cloud-native lending platform with digital onboarding, automated document processing, and analytics-ready data foundations, unlocking faster approvals, scalable operations, and a path to embedded finance.
PE-backed fintech startup modernizing working capital access for construction subcontractors. Founders had deep operational expertise but needed a scalable technology platform to grow.
Manual, paperwork-heavy legacy workflows delayed funding. The business needed scalable lending infrastructure, digital onboarding, faster approvals, automation, and analytics-ready data foundations.
Cognativ delivered a cloud-native lending platform with digital onboarding, automated document processing, and analytics-ready data foundations to support growth and embedded finance.
Accelerated market adoption and operational scalability without linear headcount growth, improving customer experience and funding turnaround and supporting a ~$100M valuation milestone.
